Automated Robocallers Robot Caller-Dailer Scam for ATM Cards, Bank Cards, Credit Cards, Debit Cards

Updated: February 13, 2012

If you have ever received a telephone call from an “automated caller”, “automated dialer”, “robocaller”, “robot caller” or a “robot dialer” asking you to speak with an operator or to dial your ATM card, bank card, credit card, debit card and/or financial account number along with your PIN, it is a scam!

These calls often ask you for information from your:

  • ATM card
  • Bank card
  • Credit card
  • Debit card

The robot or message will try to create a sense of urgency by telling you your account may be locked, closed, stolen, have some sort of suspicious activity, etc. They give you some reason(s) to worry and create a sense of urgency then offer you an immediate solution by either talking to someone or dialing in your card/account information to “unlock” or “fix” the problem.

If you reveal this information, what these scammers will likely try to do is take that information you had given them and go create fake ATM cards, bank cards, credit cards and/or debit cards and take your money. If you had fallen for this, call your financial institution immediately! (The number is on the back of your card.)

Even if your actual credit card company calls you to inform you of some sort of suspicious activity, the best thing for you to do is to say “thank you”, hang up, call the telephone number on the back of your card to speak with someone then. If your friend John calls you, you know it’s John but when someone you are not familiar with calls you, you have no way of knowing if it is actually them. Even if your caller ID may say “ABC Company”, that may not be true. (There are ways to fake or “spoof” the caller ID. Here is a Wikipedia article on it.)

LISTEN to an MP3 recording/sample of the scam here: Automated Robot Caller-Dialer Scam for ATM Cards, Bank Cards, Credit Cards, Debit Cards.

Here’s another “Unlock Credit Card Call Scam Claiming to be From HSBC.” Claims to be from HSBC asking you to “press 1″ to unlock your card (which was “locked due to security reasons” -of course).

We welcome constructive comments and feedback. Spammers, don’t bother; comments are filtered.


February 24, 2012 Update: Consumer Reports article “New legal action against operation ‘robocalling’ numbers on the Do Not Call Registry.”